Gulf Trust Credit Union





To report your VISA Debit or ATM card lost or stolen after business hours

Please call





Written Offers being accepted on the following property:

1.  2004 Ford Explorer  $5675

2.  10.5 acres  John Smith Rd, Vancleave, MS  $40,000

3.  Lot 10 Dunn Rd- 3.6 acres-  $27,000

4.  2 bedrm home at 2425 Southern Dr,  Gautier, MS  $65,000

Gulf Trust Credit Union

formerly Hospital System Credit Union


   For mortgage loans, please contact us @ 762-0659 NMLS# 808413.   For all other loans- Login to Internet Banking to complete a loan application

Special Recognition for Mike Saucier


He began serving the J C Hospital Systems Employees Credit Union in January, 1987 on the Supervisory Committee.  He perform duties such as reviewing the bank reconciliations, reviewing paid monthly invoices, and mailing confirmation of accounts. At that time the credit union had 1,691 members with $4,163,910 in assets.  The office was operating from a single-wide  trailer on the Singing River Hospital grounds with a branch office in the Ocean Springs Hospital operating part-time.  In January, 1990 Mike was elected to the Board of Directors.

 An agreement with Singing River Hospital System allowed credit union operations to move into a larger facility in August, 1995. The Hospital System Credit Union, as it was named then, had $6,856,732 in assets with 3,072 members.  In 1999 a core processor conversion made implementing a share draft/VISA debit card program a reality. Mike was then serving in the capacity of Vice-President of the Board of Directors.

With continued growth the need for a larger facility became apparent. In 2003, Mike, in his new role as Board President, was instrumental in negotiating a real estate deal and the credit union purchased its own building a block west for just under $1million with over 3,300 sq ft. The building was completely renovated.  This new building offered a two lane drive thru, offices in which members enjoyed more confidentiality, employee kitchen, back office operations, storage space, larger lobby area with three teller cubicles and a new accounts desk.  A drive up ATM was added the next year with two additional ATM’s being installed at Singing River Hospital and Ocean Springs Hospital.

Mike served as President until January, 2011 but continued as a Board member until 2014. Throughout his dedicated volunteer service, Mike has been instrumental as a voting Board member in moving the credit union forward with modifying policies and operations, adjusting interest rates on loans and dividends paid on shares, investments, setting goals and objectives in annual planning sessions and adding new products and services.

Now our credit union has 4,717 members and assets of $24,942,762. As you can see, with Mike’s help we’ve come a long way!  We are all very appreciative of the time he dedicated to our credit union’s success and we bid him “Best Wishes” in his next adventure.









Confused about your finances? We now have Certified Financial  Counselors available.   Call for an appointment  228-762-0659